Do you consume or save? Proverbs 20-21

Proverbs 21:20 (NASBStr)

There is precious treasure and oil in the dwelling of the wise,

But a foolish man swallows it up.

In a proceeding proverb in this same chapter, Solomon has already spoken to this truth:

Proverbs 21:17 (NASBStr)

He who loves pleasure will become a poor man;

He who loves wine and oil will not become rich.

In verse 17 he seems to be talking about the mere "love" and/or "desire" for the pleasures of the life (wine and oil being the symbols of such).   He seems to be stating in that verse that when we love pleasure so much we will eventually lose any wealth we may accumulate.   In verse 20 he now adds another component and goes so far as saying wise people not only avoid the pleasures of "consuming" wise and oil, but we should see the wisdom in storing it.   If you simply read verse 17 you might think it wise to avoid the pleasure of life altogether.   Don't just not drink wine and consume oil, but avoid them, least their use distort your judgment and you become poor (which would not be a bad principle to follow or a fair interpretation of verse 17).  But, in verse 20 we see that Solomon is telling us that wise people actually accumulate things of this world, while the foolish swallow them up ... they only consume.  So, the emphasis of the two together is not teaching us to avoid things of life but to use them wisely.  The verse is not promoting storing up treasures on this earth, which Christ spoke against.  Solomon is telling us that foolish people only consume things and never value or hold things.  Gluttony is a sin of over consumption.   The glutton has nothing left because he consumed it all.   Wise people know the earthly value of the things of this earth.  They don't simply consume they use the things of this world appropriately to the glory of God.   If they trust in the things they accumulate they would be foolish, as well.   So, consumption and greedy accumulation have the same mother: Sin.    But, true wisdom knows how to accumulate for the purpose of using the things accumulated for the glory of God.